Your Next ChapterStarts Here.
Let a Certified Divorce Lending Professional guide you through one of life's most emotional and financial transitions — with clear, neutral guidance on your home and your future.
You don't have to navigate this alone.
Divorce brings some of the biggest financial decisions you'll ever make — and the family home is often at the center of them. As a Certified Divorce Lending Professional (CDLP®) and Mortgage Strategist, Catherine helps you understand your true options before agreements are signed, so you can move forward with clarity and confidence.
Why Use a Mortgage Strategist
during divorceObjective Financial Clarity
Divorce can cloud financial decisions. A divorce mortgage strategist provides clear, neutral guidance so you understand your true mortgage options before signing any agreements.
Understanding Property Settlement Options
Whether one spouse keeps the home, you sell, or you buy out equity, we analyze the mortgage impact of each scenario before decisions are finalized.
Equity Buyout Planning
We calculate accurate buyout numbers, refinancing requirements, and affordability to protect both parties from future financial strain.
Income & Qualification Strategy
From support income to self-employment, we structure financing based on updated income guidelines and post-divorce realities.
Pre-Approval Before Mediation
Know what you qualify for before negotiations. Strong pre-approval numbers create confidence and leverage during settlement discussions.
Refinance Strategy After Divorce
Timing matters. We create a step-by-step refinance plan that removes one spouse from liability while protecting credit and assets.
Avoiding Costly Mistakes
Many divorce agreements fail to consider mortgage underwriting rules. We ensure agreements align with lender requirements before final court approval.
Credit Protection & Planning
Joint mortgage liability can impact both parties. We help you understand credit exposure and protect your financial future.
Collaboration With Attorneys & Mediators
We work alongside your legal team to provide mortgage clarity that supports fair and informed decisions.
Stability During Transition
Divorce is emotional. You deserve steady, experienced guidance to help you move forward with confidence and security.
Why Use a Mortgage Strategist
after divorceStrategic Rebuilding Plan
We create a mortgage roadmap tailored to your new financial reality — whether staying in your home or starting fresh.
Cash-Out & Equity Access
Need to access equity for settlement or a fresh start? We evaluate safe, sustainable options.
Budget & Affordability Analysis
We assess long-term affordability, not just approval, so you avoid becoming house-rich and cash-poor.
Specialized Loan Programs
From support-income qualifying to asset-based programs, we explore options traditional lenders may overlook.
Confidence Moving Forward
The goal isn't just closing a loan — it's creating financial stability and peace of mind in your next chapter.
Consultations & Packages
Straightforward pricing for expert, one-on-one divorce lending guidance.
30-Minute Strategy Session
One-on-one time with Cat to talk through your situation, your options for the home, and your next steps — no pressure, just clarity.
Book a SessionAssumption Qualification Package
A complete review to determine whether you can qualify to assume the existing mortgage — helping you keep the home on its current loan terms where possible.
Get StartedAdditional Packages
Every divorce is different. Additional strategy and planning packages are available — reach out and Cat will recommend the right fit for your situation.
Ask CatPricing is for advisory services and is separate from any loan. All financing is subject to credit approval and program guidelines.
Book Your Consultation
Pick a time that works for you and chat with Cat about your divorce and your home.
Certified Divorce Lending Professional
Catherine holds the CDLP® designation from the Divorce Lending Association — specialized training in the unique tax, legal, and financial considerations of mortgage planning during and after divorce. It means your home financing is handled by someone who understands the whole picture, not just the loan.
Let's create a strategy that protects your future.
Where clarity meets confidence. From separation planning to post-divorce homeownership, get expert guidance designed specifically for life's transitions.
This page is for general information only and is not financial, tax, or legal advice. Loan options, equity buyouts, and mortgage assumptions vary by state and individual circumstances and are subject to credit approval and program guidelines. Please consult your attorney regarding your divorce decree. Catherine Barnett, NMLS #237244 | LoanFIT, LLC, Company NMLS #2179191. Equal Housing Opportunity.