Category Archives for "Mortgage Loan"

Are You Spending TOO Much on Rent?

Rent | The Eusea Team

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to save money for the future while comfortably covering other expenses. […]

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Still Think You Need 15-20% Down to Buy a Home? Think Again!

Downpayment | The Eusea Team

According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners but are able to as well! If you fall into this category, the best news is you can buy a with a low down payment.  Now that the largest generation since […]

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4 Reasons Why Fall Is A Great Time to Buy A Home!

Buy a House This Fall - The Eusea Team

Fall is a great time to make a move. If you’re ready to buy a house this fall, here are four great reasons to consider buying a home today instead of waiting: 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The […]

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Rent or Buy: Either Way You’re Paying A Mortgage!

Rent Vs. Buy Northern Colorado - The Eusea Team

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage which begs the rent vs. buy question in Northern Colorado. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a […]

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What Does the Recent Rash of Price Reductions Mean to the Real Estate Market?

Real Estate Prices - The Eusea Team

Last week, in a new report from Zillow, it was revealed that there has been a rash of price reductions across the country including some of the real estate prices in Northern Colorado. According to the report: There are more price cuts now than a year ago in over two-thirds of the nation’s largest metros About 14% of […]

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Having Trouble Saving Enough for Your Down Payment? Crowdfund It!

Creative Ways to Get a Downpayment - The Eusea Team

You read that right! First-time buyers across the country are finding creative ways to get a down payment and The Eusea Team is here to help you with a couple of them! Many couples are asking their wedding guests to contribute to their “Down Payment Fund or Registry” rather than fulfilling a traditional registry. This […]

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