Knowing your credit score or getting a recent copy of your credit report is one of the first steps that you can take toward knowing how ready you are to start the home buying process. Make sure all the information listed on your report is accurate and work to correct any mistakes. The higher your […]
read more
A common question we hear is, ‘How long do I have to wait to apply for a mortgage loan after a bankruptcy, short sale, or foreclosure?’ The answer depends on the unfortunate credit event on your record and the type of home loan you wish to apply for. Each event has a specific waiting period […]
read more
You’ve probably heard the terms good and bad credit, it’s nearly everywhere you look these days. In our financial system, having a good credit score is crucial in order to do many things including purchase a home. Your ability to qualify for a mortgage loan and your mortgage interest rate are determined, in part, by […]
read more