A common question we hear is, ‘How long do I have to wait to apply for a mortgage loan after a bankruptcy, short sale, or foreclosure?’ The answer depends on the unfortunate credit event on your record and the type of home loan you wish to apply for. Each event has a specific waiting period […]
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You’ve probably heard the terms good and bad credit, it’s nearly everywhere you look these days. In our financial system, having a good credit score is crucial in order to do many things including purchase a home. Your ability to qualify for a mortgage loan and your mortgage interest rate are determined, in part, by […]
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A common misconception in the home buying world is that all mortgage rates are the same for everyone at any given time. Potential clients ask us regularly what today’s rate is. In reality, there isn’t one blanket rate for everyone; it changes based on huge variety of things including the lender, the up and down […]
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You found a mortgage lender you love. You’ve determined where you want to live. You’ve found your dream home. You’ve already decided on paint colors and you’re ready to jump, we know the feeling. Purchasing a home is a very exciting time, but before you get too caught up in the excitement of it all, […]
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We hear it all the time, but it’s true, purchasing a home is one of the biggest investments you’ll make in your life. That being said, it’s important the process is done right and you feel good about the mortgage loan officer and realtors you work with along the way. Before you even begin looking […]
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If your Colorado home mortgage is currently financed under a USDA home loan, we have BIG news for you! A new, streamlined refinance program was just announced that will make your home mortgage loan and your monthly mortgage insurance costs lower! While this may sound too good to be true, this program requires no credit […]
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